Card Comparison
Bank of America Premium Rewards vs Free Spirit Travel World Mastercard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
10,000 points
Spend $500 in 3 months
Top Earn Rates
- Travel 2x
- Dining 2x
- All Other Purchases 1.5x
- Eligible Spirit Purchases 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- Airline Incidental Credit $100
- TSA PreCheck / Global Entry $100
None
Card Perks
None listed
- 25% rebate on all inflight food and beverage purchases
- Priority Check-in at participating airports
- Group 2 Priority Boarding on all flights
Spend Milestones
No milestones
- eceive 5,000 points each anniversary after making at least $10,000 in purchases within the prior anniversary yearAfter $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Bank of America Premium Rewards vs Free Spirit Travel World Mastercard
Is the Bank of America Premium Rewards or Free Spirit Travel World Mastercard better for dining?
Bank of America Premium Rewards earns 2x on dining; Free Spirit Travel World Mastercard has no dining bonus.
Which has the higher signup bonus in 2026?
Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Free Spirit Travel World Mastercard offers 10,000 pts signup bonus (spend $500 in 3 months). Bank of America Premium Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Premium Rewards and the Free Spirit Travel World Mastercard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.