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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Free Spirit Travel More World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Free Spirit Travel More World Elite Mastercard card art
Free Spirit
Free Spirit Travel More World Elite Mastercard
Bank of America
More Info
Annual Fee
$95/yr
$79/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
50,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Eligible Spirit Purchases 3x
  • Eligible Dining Purchases 2x
  • Grocery Store Purchases 2x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Card Perks
None listed
  • 25% Rebate on inflight purchases
  • Enjoy Two Free Checked Bags as a primary cardholder
  • Group 2 Priority Boarding on all flights
  • +1 more
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Bank of America Premium Rewards vs Free Spirit Travel More World Elite Mastercard

Is the Bank of America Premium Rewards or Free Spirit Travel More World Elite Mastercard better for dining?

Bank of America Premium Rewards earns 2x on dining; Free Spirit Travel More World Elite Mastercard earns 2x on dining. Bank of America Premium Rewards wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Free Spirit Travel More World Elite Mastercard offers 50,000 pts signup bonus (spend $1,000 in 3 months). Bank of America Premium Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Free Spirit Travel More World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.