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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Fairwinds Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
60,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Bank of America Premium Rewards vs Fairwinds Visa Signature

Is the Bank of America Premium Rewards or Fairwinds Visa Signature better for dining?

Bank of America Premium Rewards earns 2x on dining; Fairwinds Visa Signature earns 3x on dining. Fairwinds Visa Signature wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Fairwinds Visa Signature offers 60,000 pts signup bonus (spend $5,000 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Fairwinds Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Fairwinds Visa Signature is from Fairwinds Credit Union, so they're governed by separate bank policies.