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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Emirates Skywards Premium World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Emirates Skywards Premium World Elite Mastercard card art
Emirates Skywards
Emirates Skywards Premium World Elite Mastercard
Barclays
More Info
Annual Fee
$95/yr
$499/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
50,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Emirates Purchases 3x
  • Dining and hotel purchases 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
  • TSA PreCheck/Global Entry Credit $120
Card Perks
None listed
  • 25% savings when you Buy or Gift Miles
  • Priority Pass Select Lounge Access (~$469/yr)
Spend Milestones
No milestones
  • Emirates Gold tier membership
    After $40,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Bank of America Premium Rewards vs Emirates Skywards Premium World Elite Mastercard

Is the Bank of America Premium Rewards or Emirates Skywards Premium World Elite Mastercard better for dining?

Bank of America Premium Rewards earns 2x on dining; Emirates Skywards Premium World Elite Mastercard earns 2x on dining. Bank of America Premium Rewards wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Emirates Skywards Premium World Elite Mastercard offers 50,000 pts signup bonus (spend $3,000 in 3 months). Emirates Skywards Premium World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Emirates Skywards Premium World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Emirates Skywards Premium World Elite Mastercard is from Barclays, so they're governed by separate bank policies.