Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Delta SkyMiles Gold Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
90,000 points
Spend $4,000 in 6 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Bank of America Premium Rewards vs Delta SkyMiles Gold Business Card

Is the Bank of America Premium Rewards or Delta SkyMiles Gold Business Card better for dining?

Bank of America Premium Rewards earns 2x on dining; Delta SkyMiles Gold Business Card earns 2x on dining. Bank of America Premium Rewards wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Delta SkyMiles Gold Business Card offers 90,000 pts signup bonus (spend $4,000 in 6 months). Delta SkyMiles Gold Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Delta SkyMiles Gold Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Delta SkyMiles Gold Business Card is from American Express, so they're governed by separate bank policies.