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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Chase Ink Business Unlimited

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • All Purchases 1.5x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
  • Instacart Business $20
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Bank of America Premium Rewards vs Chase Ink Business Unlimited

Is the Bank of America Premium Rewards or Chase Ink Business Unlimited better for dining?

Bank of America Premium Rewards earns 2x on dining; Chase Ink Business Unlimited has no dining bonus.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Chase Ink Business Unlimited offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Chase Ink Business Unlimited?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Chase Ink Business Unlimited is from Chase, so they're governed by separate bank policies.