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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Chase Ink Business Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Bank of America Premium Rewards vs Chase Ink Business Cash

Is the Bank of America Premium Rewards or Chase Ink Business Cash better for dining?

Bank of America Premium Rewards earns 2x on dining; Chase Ink Business Cash earns 2x on dining. Bank of America Premium Rewards wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Chase Ink Business Cash offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Cash has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Chase Ink Business Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Chase Ink Business Cash is from Chase, so they're governed by separate bank policies.