Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs British Airways Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
British Airways Visa card art
British Airways Executive Club
British Airways Visa
Chase
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
85,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Spend Milestones
No milestones
  • Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight
    After $30,000 spend
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Bank of America Premium Rewards vs British Airways Visa

Is the Bank of America Premium Rewards or British Airways Visa better for dining?

Bank of America Premium Rewards earns 2x on dining; British Airways Visa has no dining bonus.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). British Airways Visa offers 85,000 pts signup bonus (spend $5,000 in 3 months). British Airways Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the British Airways Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and British Airways Visa is from Chase, so they're governed by separate bank policies.