Bank of America Customized Cash Rewards vs Walmart OnePay CashRewards Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
- Walmart with Walmart Plus 5x
- Walmart without Walmart Plus 3x
- All Other Purchases 1.5x
Common Questions: Bank of America Customized Cash Rewards vs Walmart OnePay CashRewards Card
Is the Bank of America Customized Cash Rewards or Walmart OnePay CashRewards Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Customized Cash Rewards currently offers $200 signup bonus (spend $1,000 in 3 months). Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Bank of America Customized Cash Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Customized Cash Rewards and the Walmart OnePay CashRewards Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.