Bank of America Customized Cash Rewards vs Visa Signature® Flagship Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
- Travel 3x
- All Other Purchases 2x
- Amazon Prime $139
- Global Entry/TSA PreCheck Credit $120
Common Questions: Bank of America Customized Cash Rewards vs Visa Signature® Flagship Rewards
Is the Bank of America Customized Cash Rewards or Visa Signature® Flagship Rewards better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). Bank of America Customized Cash Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Customized Cash Rewards and the Visa Signature® Flagship Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.