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Card Comparison

Bank of America Customized Cash Rewards vs U.S. Bank Triple Cash Rewards Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Customized Cash Rewards card art
Bank of America Cash Rewards
Bank of America Customized Cash Rewards
Bank of America
More Info
U.S. Bank Triple Cash Rewards Business card art
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
$200 credit
Spend $1,000 in 3 months
75,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Choice Category 3x
  • Grocery Stores 2x
  • All Other Purchases 1x
  • Travel Center 5x
  • Gas / EV Charging 3x
  • Office Supply Stores 3x
Reward Type
cashback
cashback
Key Credits
None
  • Software Service Credit $100
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Common Questions: Bank of America Customized Cash Rewards vs U.S. Bank Triple Cash Rewards Business

Is the Bank of America Customized Cash Rewards or U.S. Bank Triple Cash Rewards Business better for dining?

Bank of America Customized Cash Rewards has no dining bonus; U.S. Bank Triple Cash Rewards Business earns 3x on dining.

Which has the higher signup bonus in 2026?

Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). U.S. Bank Triple Cash Rewards Business offers 75,000 pts signup bonus (spend $6,000 in 6 months). Bank of America Customized Cash Rewards has the larger bonus.

Which card is better for international travel?

Bank of America Customized Cash Rewards charges no foreign transaction fees — the better pick for international use. U.S. Bank Triple Cash Rewards Business charges 3% on foreign purchases.

Can I hold both the Bank of America Customized Cash Rewards and the U.S. Bank Triple Cash Rewards Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and U.S. Bank Triple Cash Rewards Business is from U.S. Bank, so they're governed by separate bank policies.