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Card Comparison

Bank of America Customized Cash Rewards vs LATAM Airlines Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Customized Cash Rewards card art
Bank of America Cash Rewards
Bank of America Customized Cash Rewards
Bank of America
More Info
LATAM Airlines Mastercard card art
Latam Pass Miles
LATAM Airlines Mastercard
Cardless
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Choice Category 3x
  • Grocery Stores 2x
  • All Other Purchases 1x
  • LATAM Airlines Purchases 3x
  • Restaurants, Rideshare, taxis, & public transit 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
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Common Questions: Bank of America Customized Cash Rewards vs LATAM Airlines Mastercard

Is the Bank of America Customized Cash Rewards or LATAM Airlines Mastercard better for dining?

Bank of America Customized Cash Rewards has no dining bonus; LATAM Airlines Mastercard earns 2x on dining.

Which has the higher signup bonus in 2026?

Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). LATAM Airlines Mastercard offers 15,000 pts signup bonus (spend $1,000 in 3 months). Bank of America Customized Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Customized Cash Rewards and the LATAM Airlines Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and LATAM Airlines Mastercard is from Cardless, so they're governed by separate bank policies.