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Card Comparison

Bank of America Customized Cash Rewards vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Customized Cash Rewards card art
Bank of America Cash Rewards
Bank of America Customized Cash Rewards
Bank of America
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Choice Category 3x
  • Grocery Stores 2x
  • All Other Purchases 1x
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: Bank of America Customized Cash Rewards vs Go Rewards

Is the Bank of America Customized Cash Rewards or Go Rewards better for dining?

Bank of America Customized Cash Rewards has no dining bonus; Go Rewards earns 3x on dining.

Which has the higher signup bonus in 2026?

Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). Bank of America Customized Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Customized Cash Rewards and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.