Card Comparison
Bank of America Customized Cash Rewards vs Free Spirit Travel World Mastercard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
10,000 points
Spend $500 in 3 months
Top Earn Rates
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
- Eligible Spirit Purchases 2x
- All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
- 25% rebate on all inflight food and beverage purchases
- Priority Check-in at participating airports
- Group 2 Priority Boarding on all flights
Spend Milestones
No milestones
- eceive 5,000 points each anniversary after making at least $10,000 in purchases within the prior anniversary yearAfter $5,000 spend
Transfer Partners
Cash back only
No transfer partners
Common Questions: Bank of America Customized Cash Rewards vs Free Spirit Travel World Mastercard
Is the Bank of America Customized Cash Rewards or Free Spirit Travel World Mastercard better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Free Spirit Travel World Mastercard offers 10,000 pts signup bonus (spend $500 in 3 months). Bank of America Customized Cash Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Customized Cash Rewards and the Free Spirit Travel World Mastercard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.