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Card Comparison

Bank of America Customized Cash Rewards vs Costco Anywhere Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Customized Cash Rewards card art
Bank of America Cash Rewards
Bank of America Customized Cash Rewards
Bank of America
More Info
Costco Anywhere Visa card art
Costco
Costco Anywhere Visa
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
None
Top Earn Rates
  • Choice Category 3x
  • Grocery Stores 2x
  • All Other Purchases 1x
  • Gas at Costco 5x
  • Eligible Gas and EV Charging 4x
  • Restaurants 3x
Reward Type
cashback
cashback
Key Credits
None
  • Costco Membership $65
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Common Questions: Bank of America Customized Cash Rewards vs Costco Anywhere Visa

Is the Bank of America Customized Cash Rewards or Costco Anywhere Visa better for dining?

Bank of America Customized Cash Rewards has no dining bonus; Costco Anywhere Visa earns 3x on dining.

Which has the higher signup bonus in 2026?

Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Costco Anywhere Visa offers no current bonus. Bank of America Customized Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Customized Cash Rewards and the Costco Anywhere Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Costco Anywhere Visa is from Citi, so they're governed by separate bank policies.