Bank of America Customized Cash Rewards vs Chase Freedom Unlimited
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Bank of America Customized Cash Rewards vs Chase Freedom Unlimited
Is the Bank of America Customized Cash Rewards or Chase Freedom Unlimited better for dining?
Bank of America Customized Cash Rewards has no dining bonus; Chase Freedom Unlimited earns 3x on dining.
Which has the higher signup bonus in 2026?
Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Chase Freedom Unlimited offers 30,000 pts signup bonus (spend $500 in 3 months). Chase Freedom Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Customized Cash Rewards and the Chase Freedom Unlimited?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Chase Freedom Unlimited is from Chase, so they're governed by separate bank policies.