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Card Comparison

Bank of America Customized Cash Rewards vs Cathay Pacific World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Customized Cash Rewards card art
Bank of America Cash Rewards
Bank of America Customized Cash Rewards
Bank of America
More Info
Cathay Pacific World Elite Mastercard card art
Cathay Pacific Asia Miles
Cathay Pacific World Elite Mastercard
Synchrony Bank
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
38,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Choice Category 3x
  • Grocery Stores 2x
  • All Other Purchases 1x
  • Cathay Pacific 3x
  • Dining 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • Earn 10 Status Points
  • Priority Boarding & Check In
Transfer Partners
Cash back only
No transfer partners

Common Questions: Bank of America Customized Cash Rewards vs Cathay Pacific World Elite Mastercard

Is the Bank of America Customized Cash Rewards or Cathay Pacific World Elite Mastercard better for dining?

Bank of America Customized Cash Rewards has no dining bonus; Cathay Pacific World Elite Mastercard earns 2x on dining.

Which has the higher signup bonus in 2026?

Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Cathay Pacific World Elite Mastercard offers 38,000 pts signup bonus (spend $3,000 in 3 months). Cathay Pacific World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Customized Cash Rewards and the Cathay Pacific World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Cathay Pacific World Elite Mastercard is from Synchrony Bank, so they're governed by separate bank policies.