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Card Comparison

Avianca Lifemiles American Express Card vs Fairwinds Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 3 months
60,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • Silver Elite Status
  • Miles don't expire
None listed
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Avianca Lifemiles American Express Card vs Fairwinds Visa Signature

Is the Avianca Lifemiles American Express Card or Fairwinds Visa Signature better for dining?

Avianca Lifemiles American Express Card earns 2x on dining; Fairwinds Visa Signature earns 3x on dining. Fairwinds Visa Signature wins for dining.

Which has the higher signup bonus in 2026?

Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Fairwinds Visa Signature offers 60,000 pts signup bonus (spend $5,000 in 3 months). Avianca Lifemiles American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Avianca Lifemiles American Express Card and the Fairwinds Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Fairwinds Visa Signature is from Fairwinds Credit Union, so they're governed by separate bank policies.