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CardCurator — Rewards Intelligence
Card Comparison

Avianca Lifemiles American Express Card vs Chase Sapphire Reserve Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Annual Fee
$99/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 3 months
150,000 points
Spend $20,000 in 3 months
Top Earn Rates
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
Reward Type
miles
miles
Key Credits
None
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
Card Perks
  • Silver Elite Status
  • Miles don't expire
  • Chase Sapphire Lounge (~$200/yr)
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Avianca Lifemiles American Express Card vs Chase Sapphire Reserve Business

Is the Avianca Lifemiles American Express Card or Chase Sapphire Reserve Business better for dining?

Avianca Lifemiles American Express Card earns 2x on dining; Chase Sapphire Reserve Business has no dining bonus.

Which has the higher signup bonus in 2026?

Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Chase Sapphire Reserve Business offers 150,000 pts signup bonus (spend $20,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Avianca Lifemiles American Express Card and the Chase Sapphire Reserve Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.