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Card Comparison

Avianca Lifemiles American Express Card vs Chase Sapphire Reserve

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Annual Fee
$99/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 3 months
125,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
Reward Type
miles
miles
Key Credits
None
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
Card Perks
  • Silver Elite Status
  • Miles don't expire
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Common Questions: Avianca Lifemiles American Express Card vs Chase Sapphire Reserve

Is the Avianca Lifemiles American Express Card or Chase Sapphire Reserve better for dining?

Avianca Lifemiles American Express Card earns 2x on dining; Chase Sapphire Reserve earns 3x on dining. Chase Sapphire Reserve wins for dining.

Which has the higher signup bonus in 2026?

Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Chase Sapphire Reserve offers 125,000 pts signup bonus (spend $6,000 in 3 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Avianca Lifemiles American Express Card and the Chase Sapphire Reserve?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Chase Sapphire Reserve is from Chase, so they're governed by separate bank policies.