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CardCurator — Rewards Intelligence
Card Comparison

Avianca Lifemiles American Express Card vs Capital One Spark Cash Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Capital One Spark Cash Plus card art
Capital One
Capital One Spark Cash Plus
Capital One
More Info
Annual Fee
$99/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 3 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
  • Hotels and rental cars booked through Capital One Travel 5x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
None
None
Card Perks
  • Silver Elite Status
  • Miles don't expire
None listed
Transfer Partners
No transfer partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
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Common Questions: Avianca Lifemiles American Express Card vs Capital One Spark Cash Plus

Is the Avianca Lifemiles American Express Card or Capital One Spark Cash Plus better for dining?

Avianca Lifemiles American Express Card earns 2x on dining; Capital One Spark Cash Plus has no dining bonus.

Which has the higher signup bonus in 2026?

Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Capital One Spark Cash Plus offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Spark Cash Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Avianca Lifemiles American Express Card and the Capital One Spark Cash Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Capital One Spark Cash Plus is from Capital One, so they're governed by separate bank policies.