Card Comparison
Atmos Rewards Summit vs Bank of America Premium Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$395/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $6,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
- Alaska/Hawaiian Airlines 3x
- Gas Stations 2x
- EV Charging 2x
- Travel 2x
- Dining 2x
- All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $200
- Airline Incidental Credit $100
- TSA PreCheck / Global Entry $100
Card Perks
- Free checked bag (~$70/yr)
- 8 Alaska Lounge Passes (~$520/yr)
- TSA PreCheck® or Global Entry (~$118/yr)
- +2 more
None listed
Spend Milestones
- 100,000-point Global Companion AwardAfter $60,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Atmos Rewards Summit vs Bank of America Premium Rewards
Is the Atmos Rewards Summit or Bank of America Premium Rewards better for dining?
Atmos Rewards Summit has no dining bonus; Bank of America Premium Rewards earns 2x on dining.
Which has the higher signup bonus in 2026?
Atmos Rewards Summit currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). Bank of America Premium Rewards offers 60,000 pts signup bonus (spend $4,000 in 3 months). Atmos Rewards Summit has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Atmos Rewards Summit and the Bank of America Premium Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.