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CardCurator — Rewards Intelligence
Card Comparison

Atmos Rewards Business vs Southwest Performance Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Atmos Rewards Business card art
Atmos Rewards
Atmos Rewards Business
Bank of America
More Info
Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info
Annual Fee
$99/yr
$299/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $4,000 in 3 months
80,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • All Purchases 1x
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
Reward Type
miles
miles
Key Credits
None
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
Card Perks
None listed
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Atmos Rewards Business vs Southwest Performance Business

Is the Atmos Rewards Business or Southwest Performance Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Atmos Rewards Business currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Atmos Rewards Business and the Southwest Performance Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Atmos Rewards Business is from Bank of America and Southwest Performance Business is from Chase, so they're governed by separate bank policies.