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CardCurator — Rewards Intelligence
Card Comparison

AT&T Points Plus Card vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AT&T Points Plus Card card art
Citi ThankYou Points
AT&T Points Plus Card
Citi
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
3%
None
Signup Bonus
20,000 points
Spend $1,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • gas and EV charging stations 3x
  • grocery stores, including grocery delivery services 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • AT&T wireless bills $20
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
No transfer partners
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Common Questions: AT&T Points Plus Card vs LATAM Airlines World Elite Mastercard

Is the AT&T Points Plus Card or LATAM Airlines World Elite Mastercard better for dining?

AT&T Points Plus Card has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.

Which has the higher signup bonus in 2026?

AT&T Points Plus Card currently offers 20,000 pts signup bonus (spend $1,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). LATAM Airlines World Elite Mastercard has the larger bonus.

Which card is better for international travel?

LATAM Airlines World Elite Mastercard charges no foreign transaction fees — the better pick for international use. AT&T Points Plus Card charges 3% on foreign purchases.

Can I hold both the AT&T Points Plus Card and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AT&T Points Plus Card is from Citi and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.