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CardCurator — Rewards Intelligence
Card Comparison

AT&T Points Plus Card vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AT&T Points Plus Card card art
Citi ThankYou Points
AT&T Points Plus Card
Citi
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$250 credit
Spend $500 in 3 months
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • gas and EV charging stations 3x
  • AT&T purchases 2x
  • grocery stores, including grocery delivery services 2x
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
  • Monthly Statement Credit $20
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
Cash back only
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Common Questions: AT&T Points Plus Card vs Go Rewards

Is the AT&T Points Plus Card or Go Rewards better for dining?

AT&T Points Plus Card has no dining bonus; Go Rewards earns 3x on dining.

Which has the higher signup bonus in 2026?

AT&T Points Plus Card currently offers $250 signup bonus (spend $500 in 3 months). Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). AT&T Points Plus Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AT&T Points Plus Card and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AT&T Points Plus Card is from Citi and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.