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CardCurator — Rewards Intelligence
Card Comparison

AT&T Points Plus Card vs Avianca Lifemiles American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AT&T Points Plus Card card art
Citi ThankYou Points
AT&T Points Plus Card
Citi
More Info
Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
3%
None
Signup Bonus
20,000 points
Spend $1,000 in 3 months
40,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • gas and EV charging stations 3x
  • grocery stores, including grocery delivery services 2x
  • All Other Purchases 1x
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • AT&T wireless bills $20
None
Card Perks
None listed
  • Silver Elite Status
  • Miles don't expire
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
No transfer partners
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Common Questions: AT&T Points Plus Card vs Avianca Lifemiles American Express Card

Is the AT&T Points Plus Card or Avianca Lifemiles American Express Card better for dining?

AT&T Points Plus Card has no dining bonus; Avianca Lifemiles American Express Card earns 2x on dining.

Which has the higher signup bonus in 2026?

AT&T Points Plus Card currently offers 20,000 pts signup bonus (spend $1,000 in 3 months). Avianca Lifemiles American Express Card offers 40,000 pts signup bonus (spend $3,000 in 3 months). Avianca Lifemiles American Express Card has the larger bonus.

Which card is better for international travel?

Avianca Lifemiles American Express Card charges no foreign transaction fees — the better pick for international use. AT&T Points Plus Card charges 3% on foreign purchases.

Can I hold both the AT&T Points Plus Card and the Avianca Lifemiles American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AT&T Points Plus Card is from Citi and Avianca Lifemiles American Express Card is from Cardless, so they're governed by separate bank policies.