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Card Comparison

American Express Green Card vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
$150/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
  • CLEAR Plus Credit $209
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
Cash back only

Common Questions: American Express Green Card vs Go Rewards

Is the American Express Green Card or Go Rewards better for dining?

American Express Green Card earns 3x on dining; Go Rewards earns 3x on dining. American Express Green Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). American Express Green Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.