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Card Comparison

American Express Green Card vs Fairwinds Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Annual Fee
$150/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
60,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
  • CLEAR Plus Credit $209
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: American Express Green Card vs Fairwinds Visa Signature

Is the American Express Green Card or Fairwinds Visa Signature better for dining?

American Express Green Card earns 3x on dining; Fairwinds Visa Signature earns 3x on dining. American Express Green Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Fairwinds Visa Signature offers 60,000 pts signup bonus (spend $5,000 in 3 months). American Express Green Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the Fairwinds Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Fairwinds Visa Signature is from Fairwinds Credit Union, so they're governed by separate bank policies.