Skip to main content
Card Comparison

American Express Green Card vs Capital One Spark Cash Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
Capital One Spark Cash Plus card art
Capital One
Capital One Spark Cash Plus
Capital One
More Info
Annual Fee
$150/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • Hotels and rental cars booked through Capital One Travel 5x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
  • CLEAR Plus Credit $209
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more

Common Questions: American Express Green Card vs Capital One Spark Cash Plus

Is the American Express Green Card or Capital One Spark Cash Plus better for dining?

American Express Green Card earns 3x on dining; Capital One Spark Cash Plus has no dining bonus.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Capital One Spark Cash Plus offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Spark Cash Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the Capital One Spark Cash Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Capital One Spark Cash Plus is from Capital One, so they're governed by separate bank policies.