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CardCurator — Rewards Intelligence
Card Comparison

American Express Green Card vs Atmos Rewards Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
Atmos Rewards Business card art
Atmos Rewards
Atmos Rewards Business
Bank of America
More Info
Annual Fee
$150/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
75,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • All Purchases 1x
Reward Type
miles
miles
Key Credits
  • CLEAR Plus Credit $209
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: American Express Green Card vs Atmos Rewards Business

Is the American Express Green Card or Atmos Rewards Business better for dining?

American Express Green Card earns 3x on dining; Atmos Rewards Business has no dining bonus.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Atmos Rewards Business offers 75,000 pts signup bonus (spend $4,000 in 3 months). American Express Green Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the Atmos Rewards Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Atmos Rewards Business is from Bank of America, so they're governed by separate bank policies.