American Express Gold Card vs The Platinum Card from American Express Exclusively for Charles Schwab
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- Hotel Credit $300
- Uber Cash $200
- Uber One Credit $120
- +2 more
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +2 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Gold Card vs The Platinum Card from American Express Exclusively for Charles Schwab
Is the American Express Gold Card or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?
American Express Gold Card earns 4x on dining; The Platinum Card from American Express Exclusively for Charles Schwab has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 100,000 pts signup bonus (spend $6,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the The Platinum Card from American Express Exclusively for Charles Schwab?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.