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Card Comparison

American Express Gold Card vs Sun Country Airlines Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Sun Country Airlines Visa card art
Sun Country Rewards
Sun Country Airlines Visa
Synchrony Bank
More Info
Annual Fee
$325/yr
$89/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
25,000 points
Spend $1,000 in 9 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • Sun Country purchases 5x
  • gas station & grocery store purchases 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
  • 50% off first bag
  • 50% off Best and Standard seat selections
Spend Milestones
No milestones
  • 10,000-point anniversary bonus When you spend $10,000 in the 12 month period following every account opening anniversary date
    After $10,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: American Express Gold Card vs Sun Country Airlines Visa

Is the American Express Gold Card or Sun Country Airlines Visa better for dining?

American Express Gold Card earns 4x on dining; Sun Country Airlines Visa has no dining bonus.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Sun Country Airlines Visa offers 25,000 pts signup bonus (spend $1,000 in 9 months). American Express Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Gold Card and the Sun Country Airlines Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and Sun Country Airlines Visa is from Synchrony Bank, so they're governed by separate bank policies.