Card Comparison
American Express Gold Card vs Delta SkyMiles Platinum Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$325/yr
$350/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
100,000 points
Spend $8,000 in 6 months
Top Earn Rates
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Delta Purchases 3x
- Large Purchases 3x
- Advertising 2x
Reward Type
miles
miles
Key Credits
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- In-Flight Purchases Credit $100
- CLEAR Plus Credit $189
- Uber One Membership $10
Card Perks
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- First Checked Bag Free
- Priority Boarding
- Companion Certificate
- +1 more
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
No transfer partners
Common Questions: American Express Gold Card vs Delta SkyMiles Platinum Business Card
Is the American Express Gold Card or Delta SkyMiles Platinum Business Card better for dining?
American Express Gold Card earns 4x on dining; Delta SkyMiles Platinum Business Card has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Delta SkyMiles Platinum Business Card offers 100,000 pts signup bonus (spend $8,000 in 6 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the Delta SkyMiles Platinum Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.