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CardCurator — Rewards Intelligence
Card Comparison

American Express Gold Card vs Chase Ink Business Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
Annual Fee
$325/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: American Express Gold Card vs Chase Ink Business Cash

Is the American Express Gold Card or Chase Ink Business Cash better for dining?

American Express Gold Card earns 4x on dining; Chase Ink Business Cash earns 2x on dining. American Express Gold Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Chase Ink Business Cash offers 75,000 pts signup bonus (spend $6,000 in 3 months). American Express Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Gold Card and the Chase Ink Business Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and Chase Ink Business Cash is from Chase, so they're governed by separate bank policies.