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Card Comparison

American Express EveryDay Preferred Credit Card vs Citi Thank You

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express EveryDay Preferred Credit Card card art
American Express Membership Rewards
American Express EveryDay Preferred Credit Card
American Express
More Info
Citi Thank You card art
Citi ThankYou Points
Citi Thank You
Citi
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
Spend $2,000 in 3 months
None
Top Earn Rates
  • U.S. Supermarkets 3x
  • U.S. Gas Stations 2x
  • All Other Purchases 1x
  • Gas Stations 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
  • 50% Bonus on All Purchases (min 20 purchases/month)
    After $20 spend
No milestones
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more

Common Questions: American Express EveryDay Preferred Credit Card vs Citi Thank You

Is the American Express EveryDay Preferred Credit Card or Citi Thank You better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

American Express EveryDay Preferred Credit Card currently offers 25,000 pts signup bonus (spend $2,000 in 3 months). Citi Thank You offers no current bonus. American Express EveryDay Preferred Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express EveryDay Preferred Credit Card and the Citi Thank You?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express EveryDay Preferred Credit Card is from American Express and Citi Thank You is from Citi, so they're governed by separate bank policies.