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CardCurator — Rewards Intelligence
Card Comparison

American Express Business Gold Card vs Wells Fargo Signify Business Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Wells Fargo Signify Business Cash card art
Wells Fargo Cash Rewards
Wells Fargo Signify Business Cash
Wells Fargo
More Info
Annual Fee
$375/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
100,000 points
Spend $15,000 in 3 months
50,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • All Purchases 1.5x
Reward Type
miles
cashback
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
Cash back only
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Common Questions: American Express Business Gold Card vs Wells Fargo Signify Business Cash

Is the American Express Business Gold Card or Wells Fargo Signify Business Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Wells Fargo Signify Business Cash offers 50,000 pts signup bonus (spend $5,000 in 3 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

American Express Business Gold Card charges no foreign transaction fees — the better pick for international use. Wells Fargo Signify Business Cash charges 3% on foreign purchases.

Can I hold both the American Express Business Gold Card and the Wells Fargo Signify Business Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Wells Fargo Signify Business Cash is from Wells Fargo, so they're governed by separate bank policies.