American Express Business Gold Card vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- The Hotel Collection Access
- Baggage Insurance Plan
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Business Gold Card vs Discover it Cash Back
Is the American Express Business Gold Card or Discover it Cash Back better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Discover it Cash Back offers $200 signup bonus. American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Discover it Cash Back is from Discover, so they're governed by separate bank policies.