American Express Business Gold Card vs Chase Sapphire Reserve
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- Chase Travel 8x
- Lyft 5x
- Flights (Direct) 4x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- Annual Travel Credit $300
- The Edit Hotel Credit $250
- The Hotel Collection Access
- Baggage Insurance Plan
- Priority Pass Select
- Chase Sapphire Lounge by The Club
- DashPass
- +3 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: American Express Business Gold Card vs Chase Sapphire Reserve
Is the American Express Business Gold Card or Chase Sapphire Reserve better for dining?
American Express Business Gold Card has no dining bonus; Chase Sapphire Reserve earns 3x on dining.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Chase Sapphire Reserve offers 200,000 pts signup bonus (spend $30,000 in 6 months). Chase Sapphire Reserve has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the Chase Sapphire Reserve?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Chase Sapphire Reserve is from Chase, so they're governed by separate bank policies.