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CardCurator — Rewards Intelligence
Card Comparison

American Express Business Gold Card vs Chase Ink Business Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
Annual Fee
$375/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $15,000 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: American Express Business Gold Card vs Chase Ink Business Cash

Is the American Express Business Gold Card or Chase Ink Business Cash better for dining?

American Express Business Gold Card has no dining bonus; Chase Ink Business Cash earns 2x on dining.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Chase Ink Business Cash offers 75,000 pts signup bonus (spend $6,000 in 3 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Business Gold Card and the Chase Ink Business Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Chase Ink Business Cash is from Chase, so they're governed by separate bank policies.