American Express Business Gold Card vs Capital One Spark Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- hotels and rental cars booked through Capital One Business Travel 5x
- All Other Purchases 2x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- Global Entry or TSA PreCheck $120
- The Hotel Collection Access
- Baggage Insurance Plan
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
Common Questions: American Express Business Gold Card vs Capital One Spark Miles
Is the American Express Business Gold Card or Capital One Spark Miles better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Capital One Spark Miles offers 50,000 pts signup bonus (spend $4,500 in 3 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the Capital One Spark Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Capital One Spark Miles is from Capital One, so they're governed by separate bank policies.