Card Comparison
American Express Business Gold Card vs Blue Business Cash Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$375/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $15,000 in 3 months
75,000 points
Spend $6,000 in 4 months
Top Earn Rates
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- All purchases 2x
Reward Type
miles
cashback
Key Credits
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
None
Card Perks
- The Hotel Collection Access
- Baggage Insurance Plan
None listed
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Business Gold Card vs Blue Business Cash Card
Is the American Express Business Gold Card or Blue Business Cash Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Blue Business Cash Card offers 75,000 pts signup bonus (spend $6,000 in 4 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the Blue Business Cash Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.