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Card Comparison

Amazon Business Prime Card vs Rakuten American Express® Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Amazon Business Prime Card card art
Amazon Rewards
Amazon Business Prime Card
American Express
More Info
Rakuten American Express® Card card art
Rakuten
Rakuten American Express® Card
Imprint
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
12,500 points
20,000 points + $200 credit
Spend $2,000 in 3 months
Top Earn Rates
  • U.S. Purchases at Amazon.com with an eligible Prime membership 5x
  • U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
  • All Other Purchases 1x
  • Rakuten Dining 10x
  • Rakuten purchases 5x
  • Groceries and restaurants 2x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
  • Bilt Rewards
  • American Express Membership Rewards
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Common Questions: Amazon Business Prime Card vs Rakuten American Express® Card

Is the Amazon Business Prime Card or Rakuten American Express® Card better for dining?

Amazon Business Prime Card earns 2x on dining; Rakuten American Express® Card earns 10x on dining. Rakuten American Express® Card wins for dining.

Which has the higher signup bonus in 2026?

Amazon Business Prime Card currently offers 12,500 pts signup bonus. Rakuten American Express® Card offers 20,000 pts signup bonus (spend $2,000 in 3 months). Amazon Business Prime Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Amazon Business Prime Card and the Rakuten American Express® Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Prime Card is from American Express and Rakuten American Express® Card is from Imprint, so they're governed by separate bank policies.