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Card Comparison

Amazon Business Prime Card vs Bank of America Unlimited Cash Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Amazon Business Prime Card card art
Amazon Rewards
Amazon Business Prime Card
American Express
More Info
Bank of America Unlimited Cash Rewards card art
Bank of America Cash Rewards
Bank of America Unlimited Cash Rewards
Bank of America
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
12,500 points
$500 credit
Spend $5,000 in 3 months
Top Earn Rates
  • U.S. Purchases at Amazon.com with an eligible Prime membership 5x
  • U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
  • All Other Purchases 1x
  • All Purchases 1.5x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only

Common Questions: Amazon Business Prime Card vs Bank of America Unlimited Cash Rewards

Is the Amazon Business Prime Card or Bank of America Unlimited Cash Rewards better for dining?

Amazon Business Prime Card earns 2x on dining; Bank of America Unlimited Cash Rewards has no dining bonus.

Which has the higher signup bonus in 2026?

Amazon Business Prime Card currently offers 12,500 pts signup bonus. Bank of America Unlimited Cash Rewards offers $200 signup bonus (spend $5,000 in 3 months). Amazon Business Prime Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Amazon Business Prime Card and the Bank of America Unlimited Cash Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Prime Card is from American Express and Bank of America Unlimited Cash Rewards is from Bank of America, so they're governed by separate bank policies.