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Quick Answer

The Amazon Business Prime Card and American Express Business Gold Card are closely matched. Amazon Business Prime Card wins on 2 categories ($200 signup bonus); American Express Business Gold Card wins on 2 (200,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Amazon Business Prime Card vs American Express Business Gold Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Amazon Business Prime Card card art
Amazon Rewards
Amazon Business Prime Card
U.S. Bank
More Info
American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Annual Fee
No annual fee
$375/yr
Foreign Fees
None
None
Signup Bonus
$200 credit
was 13k pts
200,000 points
Spend $15,000 in 3 months
was 100k pts
Top Earn Rates
  • U.S. Purchases at Amazon.com with an eligible Prime membership 5x
  • U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
  • All Other Purchases 1x
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
Reward Type
miles
miles
Pts Value
~1.00¢/pt points · industry est.
~1.10¢/pt points · industry est.
Key Credits
None
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
  • +1 more
Card Perks
None listed
  • The Hotel Collection Access
  • Baggage Insurance Plan
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more

Common Questions: Amazon Business Prime Card vs American Express Business Gold Card

Is the Amazon Business Prime Card or American Express Business Gold Card better for dining?

Amazon Business Prime Card earns 2x on dining; American Express Business Gold Card has no dining bonus.

Which has the higher signup bonus in 2026?

Amazon Business Prime Card currently offers $200 signup bonus. American Express Business Gold Card offers 200,000 pts signup bonus (spend $15,000 in 3 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Amazon Business Prime Card and the American Express Business Gold Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Prime Card is from U.S. Bank and American Express Business Gold Card is from American Express, so they're governed by separate bank policies.