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Card Comparison

Amazon Business Card vs Chase Freedom Flex

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Amazon Business Card card art
Amazon Rewards
Amazon Business Card
American Express
More Info
Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
10,000 points
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • U.S. Purchases at Amazon.com 3x
  • U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
  • All Other Purchases 1x
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Common Questions: Amazon Business Card vs Chase Freedom Flex

Is the Amazon Business Card or Chase Freedom Flex better for dining?

Amazon Business Card earns 2x on dining; Chase Freedom Flex earns 3x on dining. Chase Freedom Flex wins for dining.

Which has the higher signup bonus in 2026?

Amazon Business Card currently offers 10,000 pts signup bonus. Chase Freedom Flex offers 20,000 pts signup bonus (spend $500 in 3 months). Chase Freedom Flex has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Amazon Business Card and the Chase Freedom Flex?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from American Express and Chase Freedom Flex is from Chase, so they're governed by separate bank policies.