Card Comparison
Amazon Business Card vs cashRewards Plus
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
10,000 points
25,000 points
Spend $2,500 in 3 months
Top Earn Rates
- U.S. Purchases at Amazon.com 3x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- All Purchases 2x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Amazon Business Card vs cashRewards Plus
Is the Amazon Business Card or cashRewards Plus better for dining?
Amazon Business Card earns 2x on dining; cashRewards Plus has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Business Card currently offers 10,000 pts signup bonus. cashRewards Plus offers 25,000 pts signup bonus (spend $2,500 in 3 months). Amazon Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Card and the cashRewards Plus?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from American Express and cashRewards Plus is from Navy Federal Credit Union, so they're governed by separate bank policies.