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CardCurator — Rewards Intelligence
Card Comparison

Allways Rewards Visa Card vs Wells Fargo Reflect

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Allways Rewards Visa Card card art
Allways Rewards
Allways Rewards Visa Card
Bank of America
More Info
Wells Fargo Reflect card art
Wells Fargo Cash Rewards
Wells Fargo Reflect
Wells Fargo
More Info
Annual Fee
$59/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
40,000 points
Spend $2,000 in 3 months
None
Top Earn Rates
  • Allegiant purchases (air, hotel, car rental and attractions) 3x
  • qualifying dining purchases 2x
  • All Other Purchases 1x
1x base rate
Reward Type
miles
cashback
Key Credits
None
None
Card Perks
  • Buy one get one airfare
  • priority check-in, priority boarding, and one free beverage every time you fly Allegiant when you present your Allways Rewards Visa® card.
None listed
Transfer Partners
No transfer partners
Cash back only
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Common Questions: Allways Rewards Visa Card vs Wells Fargo Reflect

Is the Allways Rewards Visa Card or Wells Fargo Reflect better for dining?

Allways Rewards Visa Card earns 2x on dining; Wells Fargo Reflect has no dining bonus.

Which has the higher signup bonus in 2026?

Allways Rewards Visa Card currently offers 40,000 pts signup bonus (spend $2,000 in 3 months). Wells Fargo Reflect offers no current bonus. Allways Rewards Visa Card has the larger bonus.

Which card is better for international travel?

Allways Rewards Visa Card charges no foreign transaction fees — the better pick for international use. Wells Fargo Reflect charges 3% on foreign purchases.

Can I hold both the Allways Rewards Visa Card and the Wells Fargo Reflect?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Allways Rewards Visa Card is from Bank of America and Wells Fargo Reflect is from Wells Fargo, so they're governed by separate bank policies.