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CardCurator — Rewards Intelligence
Card Comparison

Allways Rewards Visa Card vs Capital One Spark Miles

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Allways Rewards Visa Card card art
Allways Rewards
Allways Rewards Visa Card
Bank of America
More Info
Capital One Spark Miles card art
Capital One
Capital One Spark Miles
Capital One
More Info
Annual Fee
$59/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $2,000 in 3 months
50,000 points
Spend $4,500 in 3 months
Top Earn Rates
  • Allegiant purchases (air, hotel, car rental and attractions) 3x
  • qualifying dining purchases 2x
  • All Other Purchases 1x
  • hotels and rental cars booked through Capital One Business Travel 5x
  • All Other Purchases 2x
Reward Type
miles
miles
Key Credits
None
  • Global Entry or TSA PreCheck $120
Card Perks
  • Buy one get one airfare
  • priority check-in, priority boarding, and one free beverage every time you fly Allegiant when you present your Allways Rewards Visa® card.
None listed
Transfer Partners
No transfer partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
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Common Questions: Allways Rewards Visa Card vs Capital One Spark Miles

Is the Allways Rewards Visa Card or Capital One Spark Miles better for dining?

Allways Rewards Visa Card earns 2x on dining; Capital One Spark Miles has no dining bonus.

Which has the higher signup bonus in 2026?

Allways Rewards Visa Card currently offers 40,000 pts signup bonus (spend $2,000 in 3 months). Capital One Spark Miles offers 50,000 pts signup bonus (spend $4,500 in 3 months). Capital One Spark Miles has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Allways Rewards Visa Card and the Capital One Spark Miles?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Allways Rewards Visa Card is from Bank of America and Capital One Spark Miles is from Capital One, so they're governed by separate bank policies.