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Card Comparison

Allways Rewards Visa Card vs Bank of America Premium Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Allways Rewards Visa Card card art
Allways Rewards
Allways Rewards Visa Card
Bank of America
More Info
Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Annual Fee
$59/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $2,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Allegiant purchases (air, hotel, car rental and attractions) 3x
  • qualifying dining purchases 2x
  • All Other Purchases 1x
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
Card Perks
  • Buy one get one airfare
  • priority check-in, priority boarding, and one free beverage every time you fly Allegiant when you present your Allways Rewards Visa® card.
None listed
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Allways Rewards Visa Card vs Bank of America Premium Rewards

Is the Allways Rewards Visa Card or Bank of America Premium Rewards better for dining?

Allways Rewards Visa Card earns 2x on dining; Bank of America Premium Rewards earns 2x on dining. Allways Rewards Visa Card wins for dining.

Which has the higher signup bonus in 2026?

Allways Rewards Visa Card currently offers 40,000 pts signup bonus (spend $2,000 in 3 months). Bank of America Premium Rewards offers 60,000 pts signup bonus (spend $4,000 in 3 months). Bank of America Premium Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Allways Rewards Visa Card and the Bank of America Premium Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.