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CardCurator — Rewards Intelligence
Card Comparison

Air France KLM World Elite Mastercard vs Fairwinds Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Air France KLM World Elite Mastercard card art
Flying Blue
Air France KLM World Elite Mastercard
Bank of America
More Info
Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Annual Fee
$89/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $3,000 in 3 months
60,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases 3x
  • All Other Purchases 1.2x
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
  • 5000 Miles every year
    After $50 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Air France KLM World Elite Mastercard vs Fairwinds Visa Signature

Is the Air France KLM World Elite Mastercard or Fairwinds Visa Signature better for dining?

Air France KLM World Elite Mastercard has no dining bonus; Fairwinds Visa Signature earns 3x on dining.

Which has the higher signup bonus in 2026?

Air France KLM World Elite Mastercard currently offers 75,000 pts signup bonus (spend $3,000 in 3 months). Fairwinds Visa Signature offers 60,000 pts signup bonus (spend $5,000 in 3 months). Air France KLM World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Air France KLM World Elite Mastercard and the Fairwinds Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Air France KLM World Elite Mastercard is from Bank of America and Fairwinds Visa Signature is from Fairwinds Credit Union, so they're governed by separate bank policies.